Business Planning Services

Accumulation Strategies

The largest asset for most business owners is their business. We help our business owner clients diversify their retirement strategy. We provide the following solutions:

  • Retirement plans such as SIMPLE IRAs, 401(k), 403(b)
  • Defined Contribution
  • Defined Benefits
  • Profit Sharing Plans
  • Cash Balance Pension Plans
  • Non-Qualified Deferred Compensation
  • Employee Stock Ownership Plans (ESOPs)

Succession Planning

Your succession plan is vital when planning for retirement. We will partner with your legal team or provide your business with our network of professionals to establish a quality succession plan. We provide the following solutions:

  • Buy-Sell Reviews
  • Informal Business Valuation
  • Key Person Compensation Agreements
  • Executive Bonus Plans (for profit or tax-exempt)
  • Cross-Purchase Life Insurance Agreements
  • Transfer Strategies

Key Employee Retention 

Having the right tools to recruit, reward, retain and retire key employees can make all the difference for a business. Our team will partner with your business to make these resources available to your employees and help them achieve their business goals.

  • ​Exec Bonus plan
  • Life Insurance
  • SERP
  • Golden Handcuff's​
  • Deferred Compensation
  • Endorsement Split Dollar
  • LLC Bonus
  • ​Select Reward Plan


We partner with your tax planning firm or provide your business with our network of professionals to assist in your tax planning needs. We collaborate with your tax professional to ensure that your overall tax strategy is coordinated with your corporate financial plan.


We partner with your estate planning firm or provide your business with our network of professionals to walk you through your legal or estate planning needs for the following services:

  • Last Will and Testaments
  • Health Power of Attorney
  • Financial Powers of Attorney
  • Revocable Trusts
  • Irrevocable Trusts
  • Special Needs Trusts
  • Charitable Giving
  • Inheritance Equalization

Life Insurance

Your overall protection strategy is important, and life insurance is an essential part of your financial plan. We review your current policies to determine if they meet your business's needs, and if necessary, we provide the following solutions:

  • Term insurance
  • Permanent Insurance products such as Universal Life, Variable Universal Life, Indexed Universal Life, and Whole Life
  • Cash Accumulation, Death Benefit only or Combination Strategies
  • Survivorship Policies
  • Corporate Owned Life Insurance

​Disability Insurance

Protecting your income should be a priority. Individual policies provide pre-tax benefits and can be paired with employer provided coverage. 

Group Benefits

Given our experience in company retirement plans such as 401(k) and 403(b) plans, we also offer group benefits to help you recruit and retain your employees. We bundle this with our retirement planning to offer a complete suite of services and products. We can offer the following solutions:

  • Medical coverage
  • Non-medical such as vision and dental
  • Voluntary life insurance
  • Short and long-term disability coverage​