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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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David Howell is licensed in CA (CA Insurance Lic #0J24502), FL, GA, IA, IL, KS, KY, MI, NC, NM, NY, OH, PA, SC, TN, TX, VA and WI to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AL, CA, CT, FL, GA, IA, IL, IN, KS, KY, MS, NC, NJ, NM, NY, OH, PA, SC, TN, TX, VA and WI.

Kayla Fortanel is licensed in GA, KY and TN to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AL, AR, GA, IL, KY, NY and TN .

Martin Pyle is licensed in IN and TN to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In CT, IN, KY, TN and WA.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: David Howell, Martin Pyle, and Kayla Fortanel may only transact business in a particular state after licensure or satisfying qualification requirements of that state, or only if they are excluded or exempted from the state's registration requirements. Follow-up, individualized responses to consumers in a particular state by David Howell, Martin Pyle, and Kayla Fortanel that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA representative, or any financial institution they represent, contact your state securities law administrator.

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company® and the companies available through the Preferred Product Network, Inc. Securities and advisory products are offered through Principal Securities, Inc., Member SIPC. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. David Howell, Martin Pyle, Kayla Fortanel, Principal National and Principal Life Financial Representatives, Principal Securities Registered Representatives, and Financial Advisors. Freedom Planning Partners is not an affiliate of any company of the Principal Financial Group®

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

AIF® (Accredited Investment Fiduciary®) is an educational designation only, obtained by the holder by completing the requisite coursework. The designation does not mean the holder is acting in a fiduciary capacity.

Principal Life maintains certificates of authority to transact insurance in all 50 states. Principal Life's NAIC identification number is 61271. Principal National NAIC identification number is 71161.